A job loss, a serious illness or an unexpected expense can drain your savings. When you find yourself using credit cards to cover your debt payments and daily expenses, you need a more effective solution to your financial problems. Our lawyers can help you explore your debt relief options, including Chapter 13 bankruptcy.
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Remove The Pressure Of Crushing Debt
The inability to pay your bills can cause fear and anxiety that affect your relationships with loved ones. There is no need to shoulder this burden alone. Our firm can outline the bankruptcy process and the other options available to you. In some cases, we can renegotiate your interest rates and payment plans, providing relief without filing bankruptcy.
We Can Help You Solve Your Financial Problems
If bankruptcy is the best option for you, our attorneys will explain the differences between Chapter 7 and Chapter 13. Known as the wage-earner plan, Chapter 13 allows you to keep your home, car and other possessions while making regular payments on your debt. Your payment amount is calculated based on your income and your reasonable living expenses.
The court will not require you to pay more than you can afford, and many debtors pay little more than 30 percent of their dischargeable debts. At the end of your repayment period, you will be free to make a fresh start on a solid financial foundation.
Contact Us
Learn more about Chapter 13 bankruptcy by contacting our firm online to schedule a free consultation in Hyannis or Lawrence. You can also call
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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
