Should I File Bankruptcy Before Finalizing My Divorce?

Financial problems and marital discord often go hand-in-hand, multiplying your stress. If you are wondering whether divorce or bankruptcy should come first, we can help. Our attorneys understand the challenges you face, and we can create a strategy that will put you in the best possible financial position.

Contact us for a free initial consultation in Massachusetts (

) or Connecticut (
). We can meet with you in Lawrence, Hartford or any of our other convenient locations.

Filing Jointly Discharges Combined Debts

At Forghany Law P.C., we have worked with many clients asking, "Should I file bankruptcy before finalizing my divorce?" Our lawyers can efficiently assess the many factors that will affect your decision. Every situation is different, so we will give your case the level of attention necessary to help you make an informed decision.

One advantage to filing bankruptcy jointly is that you and your spouse have the opportunity to eliminate combined debts. This strategy means you will not have to worry about whether your ex-spouse is making payments on joint credit card debt. You might also save money on filing fees.

Chapter 7's Means Test May Affect Your Decisions

Chapter 7 bankruptcy can be completed in as little as 90 days, but the payment plans for Chapter 13 last three to five years. Many people contemplating divorce would prefer not to be financially linked to their ex-spouse for that length of time. However, debtors must meet certain requirements to qualify for Chapter 7. We can analyze your situation and determine whether Chapter 7 is an option for you.

Contact Our Firm

If you have questions about whether to file bankruptcy before beginning divorce proceedings, the experienced attorneys at Forghany Law P.C. can help. Contact our firm online or call us for a free initial consultation. You can reach us in Massachusetts at

or in Connecticut at

Se habla español.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.